3-in-1 Equifax Credit Report

When you need a copy of your credit report, the internet is probably the best source to obtain it. You can get it quickly and easily, with twenty four hour access and easy readability. There are many sources you can buy your credit report through—all of the major credit agencies will offer them, as well as many outside websites. Generally, a 3 in 1 Equifax credit report includes reporting from Experian and TransUnion agencys. Although for a lower cost you can buy a credit report reflecting just one of the credit bureaus instead, this is not a complete view of your credit profile and it is definitely worth the extra money to get a whole picture.

Your credit report can differ from credit bureau to credit bureau. There are three main ones—these are Equifax, Experian, and Transunion. When you apply for a loan, the financial company can pull a report through any one of these bureaus. Or, they can pull from two of all three of them. Therefore it is important to manage your profile on each credit bureau report. The three credit bureaus are independent of one another, which means they do not share information and your credit score can differ as much as 40 points between the different bureaus. A 3 in 1 Equifax credit report can help you see exactly where your credit stands among all the bureau's.

Equifax is simply one of the three main national credit bureaus. But it is by no means the only one, and your lender may or may not go through Equifax at all. That's why you should get a 3 in 1 Equifax credit report and make sure that you review all reporting under your name.