TransUnion 3 in 1 Credit Report

Getting a copy of your credit report is the first step to credit awareness and, if needed, credit repair. Don't be one of the unfortunate many that get caught with surprises on their credit report only when it's too late—when their loan application for a new car loan or mortgage is denied. This situation is both embarrassing and stressful, and it can come at the worst time possible. You don't want to have to deal with fixing your credit when you are trying to close on a new home! With a TransUnion 3 in 1 credit report, you can scrutinize what each of the three credit bureaus is reporting about you.

When you seek a copy of your credit report, seeing what just one of the credit bureaus has to say about you isn't enough. There are in fact three major credit bureaus, and each of them is independent of another. This means they don't share information, and what can be reporting about you on one of the reports may be completely different with another. In fact, your credit score can differ as much as 40 points between the three bureaus. A lender can choose to pull your credit at random through any one of these credit bureaus. Many use a combination of two, or even all three. So knowing what's on just one credit report simply isn't enough.

With a Transunion 3 in 1 credit report, you get a report that has information from all three of the credit bureaus side by side. Many people find that while one of the reports is correct, the other one or two may show inaccuracies. Being able to compare information is an important part of this process.